KPR simulation
KPR (Kredit Pemilikan Rumah) is a home loan from a bank. Enter your own numbers to see an estimated monthly payment. Nothing is pre-filled, and the result is an estimate only.
Estimated monthly instalment
Fill in all four fields to see your estimate.
Nothing is filled in for you: use the price of the home you are considering and the rate your bank offers.
This is an estimate with one fixed rate for the whole term. Banks often use a fixed rate for a few years and a floating rate after that, and add fees, insurance and taxes. The bank's offer is final.
Before you apply
The estimate above helps you plan. These points help you compare it with a real offer.
Ask for the rate in writing
Banks quote a fixed rate for the first years and a floating rate after that. Use the fixed rate here and ask the bank what happens later.
Keep room for other costs
Besides the instalment, a purchase usually involves fees for the notary, taxes, insurance and the bank's administration.
Subsidized homes follow program rules
For a subsidized KPR, the rate and the down payment follow the government program. Our team can explain how it applies to you.
